Apple Pay Mobile Payments.

http://www.apple.com/apple-pay/
NEW IPHONE 6 PROVIDES YOU WITH THIS APPLE PAY APP.
APPLE PAY HAS INTRODUCED THE DIGITAL ADVANCED SECURITY FEATRUES PAYMENT SYSTEM.   THAT WILL ALLOW CELL PHONE USERS TO PAY FOR THEIR RETAILER PURCHASES WITH THEIR CELL PHONES. 
RATHER THAN USING THEIR CREDIT AND
DEBIT CARDS.   MOST MAJOR BANKS AND CREDIT CARD ISSUERS
THAT INCLUDE VISA, MASTERCARD AND AMERICAN EXPRESS.

http://www.nbcnews.com/tech/mobile/how-use-passbook-your-iphone-f1B6043714
 Passbook stores your boarding passes, tickets, coupons, and more. Now it can store your credit and debit cards, too. To get started, you can add the credit or debit card from your iTunes account to Passbook by simply entering the card security code.
Apple Pay Makes Mobile Payments a Reality - Yahoo Small Business Advisor